UPST

NASD Upstart Holdings, Inc.
Oct 5, 2026 · 1:40 PM ET DELAYED Market Open

$24.37 ↑ +1.56 (+6.82%) Trading Up from the previous close of $22.81, and at the day’s high of $24.37

YTD change
-44.28%
vs 20-day SMA
-1.95%
vs 200-day SMA
-24.46%

Price ranges

Previous day
$22.78 $23.56
open $23.50 close $22.81
-$0.69 (-2.94%)
Today
$22.72 $24.37
open $22.94 now $24.37
+$1.43 (+6.21%)
Past week
$22.56 $23.81
from $23.81 now $24.37
+$0.56 (+2.33%)
Past month
$22.56 $28.52
from $28.52 now $24.37
-$4.16 (-14.57%)
This year
$22.56 $52.10
from $43.73 now $24.37
-$19.37 (-44.28%)

Price & Performance

-4.10 (-15.24%) / 6M

$21.78$26.78$31.77$36.77Apr 6Jul 6Oct 2

Signals & Sentiment

Momentum, market sentiment, and recent alerts

Neutral
  • The stock is 93.9% away from all-time highs of $401.49
  • UPST is down 44% since the beginning of the year
  • UPST is down 53% over the past 12 months
  • UPST is down 15% over the past 1 month
  • 33% of all UPST investors are betting against UPST

UPST reads neutral: price sits below both the 20- and 200-day averages, the 12-month move is -56.6%.

Financial Strength

Earnings, valuation, and balance sheet

Earnings

Profitable Yes
EPS $0.16
Earnings momentum +27.8% Quarterly EPS growth
Quarterly change +27.8%

Valuation

P/E ratio 46.84
Enterprise value $3.5B
Beta 3.09

Balance sheet & scale

Income$60.3K
Revenue$1.2B
Cash$982.3M
Debt$2.0M
Income / Debt 0.03×

Company & Peers

Company profile and competitor comparison

Company profile

ExchangeNASD
Sector Finance and Insurance
Sub Sector Credit Intermediation and Related Activities
Market cap $2.4B

Upstart Holdings, Inc. engages in the provision of a cloud-based artificial intelligence lending platform. It operates through the following segments: Personal Lending, Auto Lending, and Other. The Personal Lending segment focuses on unsecured personal loans and small dollar loans. The Auto Lending segment is involved in auto refinance and auto retail loans. The Other segment refers to HELOCs and other. The company was founded by David Joseph Girouard, Anna Mongayt Counselman, and Paul Gu in December 2013 and is headquartered in San Mateo, CA.

Competitor comparison

TickerCompany PriceChange
SYF Synchrony Financial $71.77 +0.36%
RKT Rocket Companies, Inc. Class A $11.70 -2.26%
AFRM Affirm Holdings, Inc. Class A $70.77 +0.48%
SOFI SoFi Technologies Inc $15.77 -0.44%
AXP.CAT AMERICAN EXPRESS CO CDR CAD HEDGED R $25.57 +0.04%

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Prices and alerts are delayed by at least 20 minutes. Chart history reflects daily closing prices. Information is provided for research purposes only and is not investment advice.